How To Transfer Money From Varo To Cash App

how to transfermoney from varoto cash app

Varo is an American mobile only neobank based in San Francisco, California. The company provides financial services through its mobile app and currently has 1 million customers. 

Varo app works with cash app and it allows you to make instant money transfers from cash app. Customers are able to add Varo bank account as payments method and funding source in the cash app and receive cash app transfers into their Varo Bank account via ACH or instant transfer. 

In short, I can say that Varo bank account is basically a checking account and more than just a digital bank with no branches where you are able to do all your transactions and banking through their app.

Also, Varo is an extremely low fee account with monthly fees, overdraft fees, foreign transaction fees, incoming and outgoing transfer fees and early deposit. 

The Varo bank  also has tools and features that guides and help its customers in tracking of their expenditures and as well as free ATM withdrawals through its All point partnership. 

Does Varo work with Cash App? 

Varo and cash app are 2 well known financial platforms that also both operate in the US. Of course Varo works with cash app and you are able to link Varo to the external bank account in cash app and transfer money from it instantly. 

Once you have a Varo account, you are able to make instant transfers to Varo debit card from cash app along with some other digital payments platforms such as PayPal, Venmo and Square. In order to setup an instant transfer, you will have to enter your Varo debit card info in your cash app account. 

Can I transfer Money from Varo to Cash App? 

Yes, You are able to transfer money from Varo to cash app and the process of transferring money from Varo to cash app is quite easy. All you have to do is to add your bank account to your cash app account and once you have already linked your bank, you will be able to transfer money from Varo to cash app just with a few clicks. 

For faster transfers, you have to easily connect Varo to cash app. Varo's app allows you to see all your funds in one place. 

How to Transfer Money from Cash App to Varo

Now that you have accounts with both companies, we can send money between your two accounts.

  • Open the Cash App
  • Click the Bank icon in the very bottom left 
  • Hit Cash Out
  • Enter how much money you would like to transfer.

If you have multiple accounts linked, you may be asked which account you would like to transfer from. Note: We recommend linking to Varo via debit card and not by bank (using Varo routing and account numbers) because transfers in and out using a debit card are instant. Transferring via bank link can ta

Here are the steps involved in order to link and transfer money from Varo to cash app. 

  • You have to open the Varo app and then sign in with your Login credentials 
  • Move to your dashboard and then tap on link an outside account
  • After that you have to search for cash app 
  • Then once you have already selected it, it will ask you to use your login details to make the connection with Varo. 

Can you  Add Money to Varo Bank Account From Cash App?

Yes you are able to add money to Varo account from Cash app but there is exist numerous methods that you can use to fund your account and they include; 

  • Making cash deposit 
  • Making mobile deposit of  Paper check 
  • Digital payment platforms such as cash app or Venmo 
  • Transfer from linked external bank account
  • Direct deposit 

Difference Between Varo and Cash App

There are not many differences between Varo and Cash App: 

  • Both companies are alternatives to traditional banks. 
  • Both allow you to send and receive money to peers who are using the same company.
  • Both accept direct and cash deposits.
  • Both allow you to send and receive money to another bank or card.
  • Both provide a debit card for you to directly spend funds.
  • Both offer low/no fees.
  • Both provide the ability to deposit paper checks.
  • Both allow you to withdrawal cash at ATMs
  • Both allow you to deposit cash by visiting supporting retailers
  • Both are federally insured via the FDIC
  • Neither allows you to send a paper check
  • Neither offers joint accounts

Minor differences between Varo and Cash App include:

  •  Cash App has 32 million customers while Varo has only 1 million; that makes Cash App much more appealing to those looking to send/receive money to peers
  • Varo allows you to open a checking and an interest-bearing savings account, whereas Cash App only provides one checking account; this makes Varo slightly more appealing to those looking for a more traditional bank experience. 
  • Cash App provides a website that you can use instead of (or in addition to) the mobile app. Varo only offers a mobile app.
  • Varo advertises itself as a bank with the ability to make peer-to-peer transfers. Cash App advertises itself as a peer-to-peer transfer service with some banking extras.

How to Link Varo and Cash App – Without a Debit Card

To link your Varo and Cash App accounts without using a Varo debit card, follow these steps. This tutorial assumes you're using the Cash App mobile app.

Note: We recommend linking to Varo via debit card rather than bank (using Varo routing and account numbers) because debit card transfers are instant. Transferring funds through a bank link can take up to five business days. However, if you insist on using the bank link, follow these steps:

  •  Open Cash App and log in. You should now be looking at the bright green home screen.
  •  In the bottom left corner, click the bank icon (it looks like a house). This will bring you to the Banking screen.
  •  Scroll to the bottom and click Linked Banks
  •  Select Link Bank. 
  •  You will now be asked to enter your Varo routing number and Varo account number. 
In case you are wondering: How do you find your Varo routing and account numbers?

A. Log in to your Varo Account via the Varo mobile app.
B. In the app, tap Move Money then select Direct Deposit.
The Routing Number and Spending Account Number will be listed

C. That’s it. Your Varo account should now be linked to your Cash App account. 

We suggest testing this connection by pulling $1 in from your Varo account to Cash App (hit the Add Cash button). Once successful, send the $1 back from Cash App into Varo (hit the Cash Out button).

How to Transfer Money from Varo to Cash App? 

In order to transfer money from your Varo bank account to cash app, you just have to add your Varo Bank account information to the account section of Cash app and once your information is already verified, you will be able to add money to cash app by clicking on the money icon. 

  • To be able to transfer money from Varo to cash app and vice versa, you will first have to add your account and routing number but let me show how you can link your Varo bank account in cash app 
  • You have to open the cash app
  • Tap on the banking tab on your cash app home screen
  • And then select the option of Add a Bank button
  • Then add the required info and then follow the prompts that will appear

Once you have already linked your Varo bank account, you will have tow link the external account to your Varo bank account in order to verify that it actually belongs to you. 

  • Once the account is already linked, just open the Varo app and then click on Money 
  • Tap Transfer Money 
  • Press the account that you want to transfer money from 
Then the money will be transferred to your Varo account in 2 - 4 business days.

How Long Does it Take to Transfer Money from Varo to Cash App?

The amount of time it takes for the money to move between your accounts depends on which transfer option you selected:

  • If you transferred via your Varo debit card, the transfer should be instant
  • If you transferred via your Varo debit routing/account number, the transfer can take up to 5 business days

There is no advantage to using the slower bank transfer option, so we recommend always using the instant debit card option. 

 Varo to Cash App Transfer Limit

The following assumes you're using the Cash App to transfer money from your Varo account to Cash App (via the Cash App's Add Cash button) and from Cash App to Varo (via the Cash Out button in the Cash App).

Cash App allows you to send up to $7,500 per week (via Cash Out). You can receive an unlimited amount (via Add cash).

Because Cash App will send/receive funds via your Varo debit card, Varo will treat the transfer as a purchase. Varo has a daily spending limit of $2,500.

Final Thoughts on How to Transfer Money From Varo to Cash App 

If you have long been in the search of the way that can help you transfer Money from Varo to Cash app then I hope that this article has been of great help to you since we have outlined the various steps and ways that you have to undertake. If you want to send money and make an instant transfer from Varo to Cash App, it doesn’t charge a fee, however, Cash App might if you opt for instant transfer from Cash App to Varo. So, you have to look out for that.