How to Transfer money from Netspend to Chime

how to transfer money from netspend to chime

You might be a little disappointed to here that there is no direct way that allows you to transfer money between Netspend and Chime since there is no button on either of the apps that allows you to do this just with a click.

 But you can still send money from Netspend to Chime and vice Versa either by using PayPal as a mediator or by making use of your Bank account. 

Chime is a financial technology company that was created in the year 2013 by Christ and Ryan King. It  works as an independent online banking app not allowed by any of the major banks.

When you open a Yoime account, you will be given a debit card as well as an online full deposit account where you will be able to receive payments, make pre-authorized withdrawals, and transfer funds between banks.

 However, Chime is no longer a platform that allows users to transfer money into their account using a Netspend card, and this rule applies to all types of prepaid cards. Even though you cannot transfer funds from a Netspend card to a Chime account, there are numerous ways to do so by utilizing a third party as a mediator. 

Stay glued to your reading of this article I will let you discover the ins and out of what Chime is and how it actually differs from a Standard bank account. I will also give you a summary of Prepaid cards such as Netspend and how you can indirectly transfer money from one of these Netspend cards into your Chime account. 

Can you Transfer Money from Chime to Netspend? 

It is unfortunate and surprising that there is no direct way to transfer money from your Netspend card to your Chime account and vice versa, and this incompatibility between the two platforms can be very frustrating for anyone who uses the two platforms or plans to switch from one to the other.

But, don't stop reading because I'll show you how to manipulate and transfer money from Netspend to Chime even though you'll need to use some third-party platforms and apps.

What is Chime?

  If you are looking for an app that will allow you to create a spending account for receiving and making payments, consider Chime because that is the app's primary focus. 

Chime is also an independent company that is not affiliated with any of the well-known banks. As a result, when you open a chime account, you will be given a debit card that you can use to make payments to shops and other businesses.

This platform also provides features such as overdraft protection and the ability to receive your paycheck up to two days early.

What is a Netspend Card ? 

A NetSpend card is a prepaid debit card that can be set up without the credit checks that are often required when creating a standard checking account. These cards can be rather costly, and in order to use them, you must pay either monthly payments or a tiny fee on each transaction you make.

On the plus side, these cards are incredibly simple to obtain; all you need is basic evidence of identification and a valid email address if you wish to use the card's overdraft protection.

How Can I transfer Money from a Netspend Card into a Chime Account 

Actually, there is no way that allows you to directly transfer funds from Netspend card into your Chime Account. Only official banks that have apps compatible with Chime are able to transfer money directly into a Chime account but however, you are able to transfer money from Netspend card into a Chime card by making use of third party apps to serve as mediators.

So now we have gotten to the main point of this article, I am going to show you 2 methods that you can use to transfer money from Netspend Card into Chime;

1. Transfer Money From Netspend to Chime Through PayPal 

This method, which uses PayPal, is the simplest way to transfer money between a Netspend Card and a Chime account because it is well compatible with both parties (Netspend and Chime). To do so, you must first link your Netspend card to your PayPal account, which is accomplished as follows:

  • Log into PayPal
  • Press on the profile tab
  • Add a New bank account 
  • Enter all the necessary details for your Netspend account to link your card with PayPal and then withdraw the amount of money that you wish to transfer 
  • As soon as the funds get into your PayPal account,you will have to repeat the first step in order to add your Chime as well
  • Once this is done now, you are able to transfer the money from your PayPal balance straight into your Chime account

Transferring money between Chime and PayPal is free as neither of the companies will charge you anything but Netspend will charge you $4.95 transfer fee for withdrawing your funds off the prepaid debit card and into your PayPal account. 

2. Transfer from Netspend to Chime Via an External Bank 

This method is similar to the last one, but it is a little more difficult because it requires you to open an external checking account with a legitimate bank. You will be subjected to a credit check in order to do so. If you choose this option, make a note of your external bank's login information.

  • Open Chime
  • You will have to click on the "Move money" tab
  • Select transfers
  • Enter the login details of your other bank that you earlier made note of
  • Once you have done this, you can now use your external bank account to withdraw money from your Netspend card and this will cost you $4.95 as the transfer fee. 
  • Once the money enters your checking account, you will be able to send it to chime without incurring any more charges

You can also withdraw funds from your Chime savings account and transfer them to your NetSpend card using an external bank account. You will not be charged a fee by NetSpend if you add funds to your card this way.

Is Flashpay ID Necessaery for Netspend to Chime Mkney transfer? 

Well, it is NO as Flashpay ID is not needed to transfer money from Netspend to Chime. Flashpay ID is used for various purposes and your friends and family can make use of it in order to send you money. You can obtain this Flashpay ID from an online account Center. 

Final Thoughts on how to Transfer Money from Netspend to Chime 

Even if the lack of a one-click button to move money between your NetSpend card and your Chime account is inconvenient, we can hope for this feature in the near future.

Thankfully, you now know two options for transferring dollars between your NetSpend card and your Chime spending account after reading this post.

If you're short on time, the Paypal approach is usually the preferable option because it's lot faster and easier to set up because you won't need to open an external bank account. Transferring money from Netspend to Chime is simple and secure. Netspend's prepaid cards are the icing on top, with their reliable features that may help you with a variety of tasks. We hope that this advice was helpful and that you now understand all of the necessary details for transfers from Netspend to Chime.

Frequently Asked Questions 

1. How much time is required to get a Netspend card?

Netspend takes 7-10 days on average to deliver the card to your residential address provided while registering the account. 

2. Does Chime Work with Netspend? 

Well since there is way to link a Chime account with Netspend now or to to transfer money directly between the 2 companies,  we can say that Chime does not with Netspend. 

3. Can you Send Money from Netspend to Cashapp? 

Netspend allows you to manage your card online using a smartphone app or over the web. You can send and receive money into your card online from other Netspend card users and other money platforms such as Cash App and PayPal with a few taps on your screen.

4. How do I instantly Transfer money to Chime? 

Make an instant transfer. This option is available the first time you add money to your Chime Spending Account. All you have to do is link an external bank account, and add your debit card number, then you'll be able to add at least $200–instantly.