How to Remove Money from a Netspend Account Without Using a Credit Card( Complete Guides)

how to remove money from a netspend account without using a credit card

It is possible to withdraw funds from a Netspend account without using a credit card. Here are the most effective methods for obtaining funds.

 Nowadays, Moving with money in your pocket is no longer necessary since the introduction of digital payment services and money transfer apps;

 In fact, holding funds in a checking account is no longer required. Alternatives to checking accounts, such as netspend, provide a wide range of benefits and the convenience you require when paying for purchases and other financial transactions.

Netspend is one company that makes obtaining an FDIC-insured prepaid debit card easier for individuals and businesses. Netspend, which is sometimes marketed as a finance or money management tool, provides enticing perks to its customers. With over ten million Netspend customers, it seems that plastic reigns supreme.

According to many sources, the netspend prepaid card accounts for a large amount of money transfer in the digital economy.

This simply defines the large number of individuals and businesses that use the netspend prepaid debit card for their numerous financial transactions

Most cardholders do not travel with their cards, and if the need for funds arises, you may be wondering how to get money off netspend account without card.

That being said, in this article, I will demonstrate how to withdraw funds from your Netspend account without using a credit card.

How to Remove Money from a Netspend Account Without Using a Credit Card

There are a few methods for withdrawing funds from a netspend account that do not require the use of a credit card. These methods are simple and straightforward

1. Send money to your friend’s account

If you don't have your Netspend card with you, you probably have a friend or someone you know who does, or else a Venmo, Chime, Cash App, Zelle, or anything else with instant transfers.

If it's an emergency, why not ask them to lend you the money and you repay them once you get the card?

Transferring money between Netspend accounts is free and can be done through the app or online.

2. Transfer funds to another bank account

You could also send the money to yourself if you have an alternative bank account or financial app. Simply connect your Netspend account or card to it and make a transfer.

Most of the apps have instant transfers available. Some of them charge a 1.5% fee while others like Zelle, do it for free.

3. See the card details in the Netspend app

You don't need a physical card to pay bills or shop online, for example. Your Netspend card information is always available in the app. Card number, expiration date, CVV, routing number, and account number are all available.

You can easily use those details to pay for things online or in person, for example, at restaurants, cafes, or shops (see step 4). To view your card information, open your Netspend app and go to 'Prepaid Account.' You'll see all of the necessary card information.

If you need to pay a bill right away, you can do so over the phone with the card information you just obtained.

4. Generate a temporary Virtual Account number

Virtual cards for online and phone transactions are available from most debit cards and digital banks. Netspend allows you to generate up to six temporary virtual account numbers.

This feature has numerous applications. For example, if you want to buy something from a new or unfamiliar website, you give them your virtual card number and then cancel the virtual number. As a result, the merchant will not have any of your card information because it has expired.

This method can also be used for subscription trials. Give the merchant your virtual card number, and even if you forget to cancel the membership before the trial period ends, they won't be able to charge you for the full service.

  • To obtain a Virtual Account number, follow these steps:
  • Open Netspend app or website and log in
  • Go to Netspend Account Center
  • Generate a temporary Virtual Account number 
  • Use the new Virtual Account number

5. Use the Netspend card through a Wallet App

You can link your Netspend card to an Apple Pay wallet or another popular digital wallet, such as Google Pay or Samsung Pay. If you used the above-mentioned technique to obtain your card details, you can do this even without the card in your hand.

To manually add a card to Apple Wallet:

  • Go to the Wallet app on your iPhone 
  • Tap the ‘add button’ (+)
  • Tap ‘Continue’ 
  • Tap ‘Enter Card Details Manually’
  • Enter your card information 
  • Tap ‘Next’
  • Enter the asked information

Although adding your card to a wallet is easier if you have the physical card with you because you simply take a picture of it, it's not the end of the world if you have to type in the numbers yourself.

A quick aside. If you don't see the + button when you open the Apple Wallet app, it's possible that your phone or device is set to the incorrect region. You must first change it to the current one

How To Get A Temporary Netspend Card?

If you're wondering how to get money from a Netspend account without a card, you might have considered getting a temporary Netspend card. The temporary card refers to the creation of a virtual card or virtual account number that allows you to withdraw funds from your Netspend account.

You can contact customer service or use the website to generate a new but temporary NetSpend card that will allow you to conduct transactions.

How much does it cost to order a Netspend card?

You'll be relieved to learn that obtaining and activating the Netspend card is completely free. However, this does not imply that the account is free of charges. It certainly does. And some people consider them excessive.

What do I do if my card is lost or stolen?

If you can't find your Netspend card, contact their customer service department right away at 1-866-387-7363.

Alternatively, you can use their online account center to report it lost or stolen. Go to the main menu and choose 'My Account' > 'My Prepaid Cards' > 'Report Card Lost/Stolen'. You can also order a new card there.

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Final Thoughts On  How to Remove Money from a Netspend Account Without Using a Credit Card

Having a Netspend account has its benefits, but it also has its drawbacks. Netspend accounts accept funds openly, but sending money to different payment systems is restricted.

Netspend users can send money to one another without using cards within its system. Another option for sending money was to use money transfer apps like Venmo, CashApp, and PayPal. Whether you have a card or not, these are useful tidbits of information to keep in your back pocket.

This guide compiles five methods for teg money off a netspend account without a card. You will undoubtedly find a method that works for you here.